Is a Newly Purchased Home Warranty Suitable for an Aging Water Heater?

When purchasing a home, it’s not uncommon to encounter aging appliances that may soon need replacement. One such appliance is the water heater, which typically has a lifespan of 10 to 15 years. If you’re buying a home with a 10-year old water heater, you might be wondering if a newly purchased home warranty would cover this aging appliance. This article will delve into the specifics of home warranties and their suitability for covering an aging water heater.

Understanding Home Warranties

A home warranty is a service contract that covers the repair or replacement of major home systems and appliances that break down due to normal wear and tear. It’s different from home insurance, which covers damage from unexpected events like fires or natural disasters. Home warranties can provide peace of mind, especially for first-time homebuyers or those without a large emergency fund.

Will a Home Warranty Cover an Aging Water Heater?

Whether a home warranty will cover an aging water heater largely depends on the specific terms and conditions of the warranty. Some home warranties may exclude coverage for appliances or systems that are at or near the end of their lifespan. Others may cover these items but may depreciate the value, meaning you won’t get the full replacement cost. It’s crucial to read the fine print of your home warranty contract to understand what is and isn’t covered.

What to Consider When Deciding on a Home Warranty

  • Cost: Home warranties aren’t free. They typically cost several hundred dollars per year, plus service fees for each repair. Consider whether this cost is worth it, given the age and condition of the appliances in your home.

  • Coverage: Not all home warranties are created equal. Some offer comprehensive coverage for a wide range of systems and appliances, while others are more limited. Make sure the warranty covers the items you’re most concerned about.

  • Company reputation: Do some research on the home warranty company. Look for reviews and ratings from other customers to get a sense of their reliability and customer service.


In conclusion, a home warranty can potentially cover an aging water heater, but it depends on the specific terms of the warranty. It’s important to weigh the cost of the warranty against the potential repair or replacement costs, and to consider the reputation and coverage of the warranty company. As with any contract, make sure to read the fine print before making a decision.

2-Piece Carbide Tipped 3-Wing Stile & Rail Ogee2-PIECE CARBIDE TIPPED 3-WING STILE & RAIL OGEE CABINET DOOR 3-9/16 DIA x 15/16 x 1/4 RADIUS x 1 & 1-1/4 BORE SET FOR 3/4 MATERIAL at House of Lumber Long Beach...

1/4 2'' O.C. BEAD BOARD MDF1-S

1/4 2'' O.C. BEAD BOARD MDF1-S at House of Lumber Long Beach...


5x4 FOAM SAND SPONGES at House of Lumber Long Beach...


BLENDAL STICK 12/P ASSORTMENT#1 at House of Lumber Long Beach...